About

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Hello my name is Bridget Williams Author of Adjusting Your Life Style and Frugal spending books, training and study guides.  I believe if you want to get back on track you need to be real with yourself and be honest about it.   There are other things in our lives which may be the root cause to your situation financial problems.  Dealing with life hardships and using spending as an outlet for the real issues or what’s actually causing the problem.  I feel using my personal experience and struggles may help someone that is going through it.  Sometime we have to turn life negative situations around to get back on track emotionally, mentally, and financially.

While using frugal tips and methodologies this has help me enormously on my journey.

After fighting stage 4 Cancer and moving back home I had to adjusting my lifestyle.  My personal experience is about turning challenges in the change, turning turmoil into testimony, turning a mess into a message.  My experiencing hardships, personally; mentally; financially; spiritually; and things which I had to overcome has allowed me to create scenarios to make the adjustments in my life.

When you are in between jobs or on a fixed income trying to raise a family, student, senior, or just a family with a low-high income… FRUGAL is the way to go.   However, you don’t have to have a low income to take advantage of savings and have smart Money Management.

 

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Books

Adjusting Your Life Style and New Beginnings – Starting Over – Book 1

Frugal Spending: How to Live Frugally on a Tight Budget   – Book 2

Ways To Cut Spending: Saving Money is not about being Cheap or Stingy – Book 3

Meals on a Budget – Books 4

Transitioning after Stage 4 Cancer- Going Home to Die – Book 5

Time Waits for No One – Time is Short – Book 9

Back To Reality – How does it all start – Book  11

The Chains of Dysfunction –  Does this Affect You- Book 12

Teen Books

Banking for Teens and Students: Training and Study Guide – Book 6

Budgeting for Teens and Student: Training and Study Guide  – Book 7

Financial Consciousness for Teens and Student: Training and Study Guide  -Book 8

Credit and Loans for Teens and Students: Training and Study Guide  – Book 10

Training and Study Guides

Book 1 – Adjusting Your Life Style and New Beginnings – Starting Over -Training and Study Guide

Book 2-Frugal Spending: How to Live Frugally on a Tight Budget   -Training and Study Guide

Book 3 -Ways to Cut Spending: Saving Money is not about being Cheap or Stingy -Training and Study Guide

 

This is just the beginning,  my aim is to change spending habits, help you track spending,  help you to enrich your life, financial peace of mind, Financial Conscience, living frugally,  consumer traps, and provide tools to help you personally.  I  hope that this helps you on your journey.