Rebuilding Life Styles through Frugal Methodologies.

 By Bridget C. Williams

The Road to Recovery Adjusting Your Life Style Frugal Spending B.Williams

Never in a million years did I think that this was a road that I would take.  Creating books to help others is our way of giving back.

As a parent trying to work through transition and change, I had to rebuild my life because of life changing events which could have been detrimental.   Through personal transitioning, financially, and emotionally, it was necessary for me to share my knowledge and experiences to help other.

Adjusting Your Life Style and Frugal Spending  started officially July 18, 2016, as a business.

Our Main Goal

We want eliminate impoverish lifestyles financially and increase financial stewardship.  To overcome battles which plaque debt situations in the G7 areas of the world and abroad.

Statistic show that Canada’s Household Debt Ratios is 166.1% as of 2014 and will continue to increase “Household debt servicing capacity will become stretched further as interest rates rise to ‘normal’ levels over the next five years, “the PBO said, adding that by the end of 2020, DSR — principal plus interest — is expected to rise to 15.9 per cent from 14.1 per cent of disposable income in the third quarter of 2015.”

What is Rebuilding your life?

Are you tired of the blame game?  It’s not what happens to you, it’s what you do about it.

Don’t stay stuck in the past, it is your journey to start over and to look at life experiences bad and good.  These experiences that we face and how it consumes us. Do you want it to change?   I hope the answer is yes.

We are far more resilient than we think.

Create a happiness ritual. At some point, many of us end up at the lowest low in our life. Nothing seems to work. Nothing is enjoyable. There’s resistance everywhere.


Adjusting your Life Style

This book is about transitioning, coping, confidence, Inventory of your life, Positive Impact, and so much more.  The workbook will help you as a guide.


Frugal Spending

This book is about transitioning and adjusting.   When you don’t have much, you improvise with what you have. Are you a Shopaholic, Hoarder, Impulse shopper?   This is the book for you.  I mean really, it really is.

Just remember that there’s always a creative way to get back on the right path.

We are far more resilient than we think.

Try experiencing different things in life that are frugal and free.   You don’t have to pay for everything. Getting back to basics it’s what it’s all about.

The training guide will help you on your way to becoming frugal.

Ways To Cut Spending  Book and Training Guide

Cutting cost is not about being cheap or stingy.  If you have debt and you want to get back on track.

This book is about budgeting and saving, inexpensive ways to do things.Know where you are heading and execute it with determination, tenacity, and break free.Commit to it fully.  This is the first step to Critical Rebuilding.

The workbook will help you see what you are spending.

Meals on a Budget

If you ask people what their biggest budget busters are, many of them will say their food spending is an issue.  This book also offers homemade cleaning recipes.   You will be surprised what you find.

Banking for Teens and Student Training Study Guide 

Teenagers can begin managing their own money from allowances, earnings, or other sources. Many teens begin working during high school, so this is an excellent time to teach good money habits.

Budget Before College/University Teens and Students  Training Study Guide

Since most school systems don’t offer courses on money management, teenagers learn the majority of financial habits from their parents. This is a true statement.

Teenagers have a few short years to prepare for college before being on their own.


Transitioning After Stage 4 Cancer

All I can say is I am blessed to be here. It’s scary for most when you find out you have stage 4 Cancer.  This is the final stage of cancer.  I know having faith, changing eating habits, having a great support system, and staying positive can truly make a big difference.

In some cases, you have to remove things that are toxic out of your life.

B.Williams Keep Money

Printable News Letter 2016  December 2016 – Adjusting Your Life Style -Frugal Spending B.Williams News Letter